How will I receive the loan money?

One option is to spend an hour or more on the phone and internet filling out applications and trying to understand the different requirements various lenders have, eventually finding some kind of payday advance product that's available to you. The simpler option is to use to get in touch with hundreds of financial companies who all offer payday loans as well as other kinds of short-term financial help.

Remember that is a third party: we cannot guarantee that you will be approved for any specific loan, we do not offer cash advance loans ourselves and we don't ask you to pay any kind of finance charges. The service we offer is this: we have a huge amount of information on the current state of the online payday lending industry, including the minimum credit scores some companies require, the maximum amount they're willing to lend to a consumer, what interest rates each charges and several other factors. We do this for thousands of loan packages spread between hundreds of individual lenders, and we make our services available to the public for free. (If you do find a loan you like through us, the lender pays us a small amount; your costs aren't affected).

So, to get started, all you need to do is use the form above to enter the amount you're looking to borrow and your ZIP code. The latter is because some short-term loan products aren't available in all states, but we may still be able to find another kind of loan that will meet your financial needs such as a personal loan.

After that point, we'll walk you through the process step by step right up to the point where we transfer you to the website of a specific personal loan provider. Here, you can do a final check of the loan's terms and conditions, sign an electronic contract, and just wait for the money to arrive in your checking account.